Divorce is messy for everyone involved. Emotions run high and tempers flair. Put an insurance payout in the mix it gets even worse. Who the beneficiary is and to what portion is hard to determine and takes a lot of knowledge of the underwriting as well as estate structure. It is more than just ex’s and new partners, it is children as well. Courts have started to look for ways ti simplify the law so everyone knows what to expect from their divorce and insurance policy.